A n IRA conversion to Roth is a popular pre-retirement or early retirement move. Roth IRAs offer several benefits that traditional retirement plans don’t. Not only are investment gains in a Roth IRA ...

Both accounts provide benefits, but your future financial situation plays a big role in determining which makes sense for you.

For many of us, retirement may seem far away. However, if you ask people who have already retired, many of them will tell you just how fast it can creep up on you. That's why it's important to begin ...

Individual retirement accounts changed forever when new legislation in 1998 created the Roth IRA. A Roth IRA is nearly identical to a traditional IRA, with a few very important tax changes. Rather ...

Let’s say you’re a public school teacher earning $70,000 annually. Your 401 (a) plan requires you to contribute 5% ($3,500), ...