Balance transfer credit cards can help save on interest if you pay off all or most of your balance before the introductory period ends. Some people run into trouble by missing payments, making only ...

(NewsNation) — Americans owe a record $1.14 trillion on their credit cards, and carrying debt has become more expensive, but a refinancing method known as a balance transfer could help ease the pain.

If you’re drowning in credit card debt, transferring your balance to a card with lower interest might sound like a lifesaver. But before you jump in, you’re probably wondering: “Do balance transfers ...

Don't be afraid of an annual fee. Explore your balance transfer options. Try paying your bill more than once a month. Many people overlook valuable credit card perks and strategies that could save ...

Inflation is up, interest rates are high and Americans' budgets are getting tighter. The balance transfer offers on credit cards can look like an attractive option for those carrying balances on their ...

What is a balance transfer credit card? What types of debt can I transfer to a balance transfer credit card? Are there any fees associated with balance transfers? How do balance transfer credit cards ...

If you have racked up credit card debt that you’re not paying off every statement period, you’re accumulating a growing amount of money you eventually need to repay. While that part may take a bit of ...

The first step, consumer finance experts say, is to ask your card issuer to reduce the rate. And with average balances now $6,500, consider using your tax refund to put a dent in the debt.

Pay down business debt faster with the best balance transfer business credit cards for 2026. Compare top picks by 0% intro ...

The amount you can transfer with a balance transfer credit card depends on your credit limit, which is determined by factors like your credit score and income as well as the issuer’s policies. You can ...

Paul Soucy has led the Credit Cards content team at NerdWallet since 2015 and the Travel Rewards team since 2023; he is also director of content for Consumer Credit verticals. He was an editor with ...