Since Alice is in a deep hole, she wants to pay it off as soon as she can. However, she's confused by some recent advice from her friends: They argue that you should have a fully funded emergency fund before paying extra to creditors.

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When you're struggling with growing credit card debt, finding relief can feel like a weight has been lifted off your shoulders. Whether through negotiated settlements, forgiveness programs or bankruptcy, escaping the cycle of minimum payments and mounting ...

If you’re struggling to manage multiple monthly credit card payments, a credit card consolidation loan can simplify your finances and help you save money. Still, it's important to choose a loan with a competitive interest rate and repayment terms that align with your budget.

Travel expert Kara Greene shares smart strategies to earn and redeem credit card points — without overspending or hurting your credit score.

Debt feels like a constant weight for many Americans in today's tough economic environment. Credit card balances, personal loans and medical bills can pile up faster than people realize, leaving households stretched thin. For example, in the second quarter ...