A CD is a kind of savings account with a fixed interest rate for a given term. You can access your principal and interest ...

Average yields for certificates of deposit with 36-month terms are down 10 basis points over the past year to just 1.34% APY, according to the latest government data. Looking ahead, however, more cuts ...

With the Fed poised to cut rates again this month, waiting to open a CD could mean you'll miss out on interest in the new year. Dashia is the consumer insights editor for CNET. She specializes in data ...

For the past few years, Americans have been taking advantage of several vehicles to earn high yields while protecting their savings. That's because persistent inflation and elevated interest rates, ...

In the current economic climate, putting your money in a certificate of deposit account can provide some stability. If you can afford to lock up some of your funds for a set term, fixed-rate CDs ...

CD shoppers had a pretty sweet ride over the past two years. Now, that era's coming to a close. As of fall 2025, the Fed has already trimmed rates, and experts expect more cuts through 2026. Naturally ...

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We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. That noted, long-term CDs will only be advantageous if savers approach ...

The Federal Reserve just cut the target federal funds rate by 0.25 percentage points. So what does that mean for CD investors? CD rates haven't fallen yet, but they're likely to drop very soon. And ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Sabrina Karl has over two decades of experience writing about savings, CDs, and ...

There's still time to secure an attractive return on a certificate of deposit, but don’t delay. In the aftermath of the Federal Reserve's three interest rate reductions in 2024, CD rates fell quickly.

Three-month CDs are a good option for short-term savings goals. The current average rate on a three-month CD sits at 1.30%, but the highest rate is 4.79%. Last week, three-month CDs earned an average ...