If you want the flexibility to be able to tap into your retirement savings if needed, the Roth IRA is your best bet. You can ...

A Roth IRA gives you tax-free growth and withdrawals in retirement. Take money out too soon, however, and you'll face income ...

My wife and I are in our early 40s. She has a Roth with $85,000; I have no retirement savings. We’re a few months away from ...

If you’re looking for a tax-savvy way to deal with you required minimum distributions (RMDs), converting them into a Roth IRA ...

Both accounts provide benefits, but your future financial situation plays a big role in determining which makes sense for you.

Should you do Roth conversions? Stick to the math for the answer. - /iStockphoto. When it comes to paying taxes, less is obviously better. In the last few years, that ...

Taxpayers age 65 and older might be able to benefit from a $6,000 'senior bonus' deduction in the next four tax years. Here ...

Financial planners share their top retirement strategies, from utilizing Roth accounts to delaying Social Security to highlighting the value of a personalized financial plan.