A n IRA conversion to Roth is a popular pre-retirement or early retirement move. Roth IRAs offer several benefits that traditional retirement plans don’t. Not only are investment gains in a Roth IRA ...

If you want the flexibility to be able to tap into your retirement savings if needed, the Roth IRA is your best bet. You can ...

Dear Quentin, My wife and I are in our early 40s. She has a Roth with $85,000; I have no retirement savings. We’re a few months away from paying away all high-interest debt, and when that happens, ...

For working age Americans who have stashed capital away diligently in their 401(k) plans, or other similar plans, for many ...

Some workers don’t have access to an employer-provided retirement plan, and 401 (k) quality can be uneven. High ...

When it comes to Roth conversions, traditional advice is to convert traditional IRAs to a Roth IRA over a period of years to stay within current tax brackets. The theory is that doing so will reduce ...

"Starting in January, employees and retirees can transfer money from their regular TSP account to a Roth TSP account," said Art Stein.

As financial advisors, our heroics don’t typically make for riveting dinner conversation, but in our daily duties, we frequently step in and save the day. We wield advanced modeling tools to optimize ...

The Roth IRA is one of the most widely held retirement accounts in the United States. According to ICI’s 2024 study, there ...

Contributions to a Roth IRA can be withdrawn penalty-free to open a 529 plan. 529 plans allow contributions to grow tax-free and provide tax-free distributions for qualified education expenses.

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The contribution limits for individual retirement accounts (IRAs) didn't change in 2025. The modified adjusted gross income thresholds concerning the deductible portion of traditional IRA ...