Like going to the beach without sunscreen, poor credit card management can burn you — hurting your credit score and leaving you overexposed to debt. You could also simply miss out on some cool perks.

Carrying a credit card balance could cost you money in interest. If you pay your cards in full every month, you get all the upside without the interest charges. Track your spending carefully so you’re ...

When used thoughtfully, a credit card can smooth cash flow, offer protection on purchases and even save money. When used casually, it can quietly turn everyday spending into a long repayment cycle.

Eighty-one percent of U.S. adults had a credit card in 2024, according to the most recent Federal Reserve data. This is an increase of five percentage points over the past decade, meaning more people ...

Smart credit card strategies can boost your financial resilience—whether a recession hits or not. Here's how to stay prepared. We’re not in a recession (as of this writing, at least), but that doesn’t ...

Credit card debt can quickly spiral out of control if not managed properly. High interest rates, minimum payments, and unexpected expenses often make it difficult for individuals to pay off their ...

With over a dozen credit cards and millions of credit card points racked up, Nancy Jiang condenses the complex world of card-churning for maximum rewards with minimum effort. Her work has been ...

In India, many people still view using a credit card as a trap. The biggest reasons for this are the burden of paying bills, the interest charged on late payments, and the fear of defaulting on ...

Robin has worked as a credit cards, editor and spokesperson for over a decade. Prior to Forbes Advisor, she also covered credit cards and related content for other national web publications including ...

Using credit cards strategically for summer vacation expenses can help you save money. Choosing the best card for each purchase can allow you to enjoy free travel perks, travel insurance and ...