Mortgage rates are still fluctuating in 2025 as the Fed begins cutting rates. Learn how interest rate changes affect your monthly payments and what buyers should watch for this year.

The Federal Reserve continues its quantitative tightening, reducing its securities portfolio by $3.2 billion in the week ending October 22, 2025. This steady reduction marks over three years of consistent policy since the pandemic-era buildup, reflecting the Fed's unwavering commitment.

While a Fed rate cut is big news, consumers might only be expected to see slight relief when it comes to much borrowing.

The Federal Reserve on Wednesday raised its benchmark interest rate by a hefty three-quarters of a point for a second straight time in its most aggressive drive in three decades to tame high inflation. The Fed’s move will raise its key rate, which ...

The Federal Reserve will lower its key interest rate by 25 basis points next week and again in December, according to a Reuters poll of economists who remain deeply divided on where rates will be by the end of next year.

The Federal Reserve's policy committee is widely expected to cut its benchmark interest rate by a quarter-point Wednesday, as concerns about the deteriorating job market outweigh inflation fears.

The Federal Reserve targets an interest rate called the federal funds rate (FFR). The three rates the Fed sets to reach its FFR target range are: the discount rate, interest on reserve balances (IORB), and overnight reverse repurchase agreements (ON RRP).