Should You Choose a Roth IRA Over a Traditional IRA for Retirement Savings?

If you want the flexibility to be able to tap into your retirement savings if needed, the Roth IRA is your best bet. You can ...

‘I have no retirement savings’: My wife and I are in our 40s. She has an $85K Roth IRA. Is it too late for me?

My wife and I are in our early 40s. She has a Roth with $85,000; I have no retirement savings. We’re a few months away from ...

Roth vs. Traditional 401(k): What to Know Before You Contribute

A traditional 401(k) used to be the standard for retirement savings, but the Roth 401(k) has surged in popularity in recent ...

Doing a Roth conversion in 2025? Here’s how to use Trump’s new $6,000 senior deduction to slash your taxes — but you need to be careful

Perhaps the most noteworthy aspect of the OBBB is the new deduction for seniors across America. Taxpayers who are 65 or older can now claim an extra $6,000 as a tax deduction above their standard ...
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I’m a Financial Advisor: People Always Regret Doing These 5 Things With Their Roth IRA

Roth IRAs have a five-year rule for the initial account opening and funding. If withdrawn early and this rule is not satisfied, a tax penalty will be assessed to the earnings withdrawn, according to ...

‘This shutdown is making me nervous’: I need to take RMDs from an inherited IRA. Is it a bad time to reinvest them?

The shutdown is making me nervous. I was planning to take the withdrawal, pay the taxes due and reinvest what’s left in my ...