No-cost EMI allows purchases in instalments without extra interest, but may include processing fees and GST; consider terms ...

Many option holders delay exercising their EMI options until immediately before a sale. In summary, EMI schemes are a highly tax-efficient way for employers to incentivise and reward employees.

CSOP vs EMI scheme terms The table below summarises the differences between EMI options and post-6 April 2023 CSOP options.

EMI Illusion: How 'Affordable' Monthly Payments Are Draining Your Wealth EMIs, no-cost offers, and BNPL schemes make spending feel painless — until your bank balance tells another story.

The Reserve Bank of India has asked banks to offer uniform interest rates and processing fee on equated monthly instalment (EMI) credit card schemes for retail products, discouraging them from ...