Build credit and grow your score with Chime Card — a secured credit builder card with no credit check, no interest, and no annual fees. Earn 1.5% cash back with direct deposit.

Dec 2, 2025 · Key takeaways A credit card through Chime allows you to build your credit scores, even if you have low or no credit. The money you add to your secured deposit account also …

Apply for a Chime Card today to start easily building credit with no annual fees and 1.5% cash back rewards in rotating categories.

Like other secured credit cards, Credit Builder also reports to the major credit bureaus to help you build your credit history over time. For most secured credit cards, security deposits are …

Sep 17, 2025 · Wondering how credit reporting works with Credit Builder? Keep reading to learn everything you need to know.

Dec 22, 2025 · Looking to build credit with Chime? Learn how to build credit safely, earn cash back, and enjoy fee-free banking without a credit check.

Manage Credit A better credit score opens doors. Chime’s powerful suite of tools are designed to protect, maintain, and help build your credit 1 —stress-free.

Credit Builder How do I check my Credit Builder balance? How do I check my withdrawal and spending limits? How do I close my Chime® Credit Builder account? How do I fix a problem …

How do I use my Credit Builder card? To get started, move money into your Credit Builder Secured Deposit Account. You can do this by either depositing cash*, transferring funds from …

What is Credit Builder? Chime offers the secured Chime Credit Builder Visa® Credit Card to help you build your credit1 without the hassle of traditional credit cards. There’s no interest*, no …